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MarketRippleCrypto Live News
Aug 20, 2026
< 1min read
byIzabela Anna
forCoinEdition
<img src="https://xpertsstudio.com/wp-content/uploads/2026/08/633-XRP-Ripple-XRP-macro-BREAKDOWN.jpg" alt="Ripple Joins Clearpool, Cicada to Bring Institutional Lending to XRPL” loading=”lazy”>
In crypto and DeFi, Ripple has partnered with Clearpool and Cicada to bring institutional lending to the XRP Ledger, positioning XRPL as a credit marketplace for fintechs and payment firms and leveraging XLS-66 lending protocol and XLS-65 Single Asset Vaults. Clearpool has facilitated over $930 million in loans since 2021 and Cicada has underwritten more than $860 million; Ripple will join as a fund investor while loans will use RLUSD — a NYDFS‑regulated stablecoin with BNY custody — to support working capital and drive adoption.
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Ripple has joined Clearpool and Cicada Partners to bring institutional lending to the XRP Ledger, targeting business financing. The partnershippositions XRPL as more than a payments network. It could turn the ledger into a credit marketplace for fintechs and payment firms.
Institutional Credit Takes Shape
Clearpool brings infrastructure after facilitating more than $930 million in loans since 2021. Cicada adds underwriting expertise, with more than $860 million underwritten. Ripple will participate as a fund investor alongside institutions, rather than providing a backstop.
Moreover, the model will use RLUSD for loans supporting working capital needs. RLUSD operates under NYDFS regulation and uses BNY custody, strengthening appeal.
XRPL Targets Real-World Yield
The system will use XRPL’s XLS-66 Lending Protocol and XLS-65 Single Asset Vaults. Consequently, lend…
Source: cryptorank.io