Ireland Excludes Crypto From New Tax-Advantaged Investment Accounts | Market

Currencies38970
Market Cap$ 2.73T+0.57%
24h Spot Volume$ 32.21B-5.88%
DominanceBTC57.65%-0.14%ETH10.90%+0.72%
ETH Gas0.11 Gwei
Market
Aug 31, 2026
< 1min read
bySteve Muchoki
forCoinEdition

Ireland unveiled a State-backed Savings and Investment Account (SIA) scheme launching in 2027 that will allow retail investors to hold shares and ETFs with a tax-free threshold, a low flat tax above it and removal of the eight-year deemed disposal rule; tax-free thresholds and caps will be announced on October 6 and the plan aims to unlock over €175 billion in low-yield household deposits. The roadmap explicitly excludes cryptocurrency and derivatives, a regulatory decision likely to slow crypto adoption in tax-advantaged retail channels and favor traditional equity/ETF flows over DeFi, token launches, CEX/DEX fundraising and other crypto-related investment opportunities.

See what traders are focused on

• Ireland to allow shares and ETFs in tax-advantaged accounts while excluding crypto and derivatives.
• The initiative aims to unlock over €175B held in low-yield Irish household bank deposits. 
• Tax-free thresholds, caps and flat rates to be announced October 6, with accounts to open in 2027.

The Irish government has officially unveiled a roadmap for a new State-backed Savings and Investment Account (SIA) scheme designed to boost retail investing. Launching in 2027, the initiative will allow citizens to hold shares and exchange-traded funds (ETFs) with a tax-free threshold and a low flat tax above it, eliminating the eight-year “deemed disposal” tax. However, the roadmap strictly excludes cryptocurrency and derivatives to protect consumers.

Ireland Plans Tax-Advantaged Accounts, Leaves Out Crypto 

On 31 August 2026, Tánaiste and Minister for Finance Simon Har…

Source: cryptorank.io