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Ripple CEO Brad Garlinghouse said XRP could become the standard for institutional cryptocurrency payment infrastructure within the next five years.
Speaking at Ripple’s annual Swell event held last month, Garlinghouse said XRP would continue expanding its footprint to become the standard for institutional crypto payment infrastructure. He said Ripple plans to prioritize XRP when it is suitable for client transactions, while adding that fiat currency or Ripple’s stablecoin RLUSD may be more appropriate for some transactions. Garlinghouse also said 99.9% of the $16 trillion in transactions currently processed through Ripple products use traditional financial payment networks, and added that he expects 1% to 3% of that volume to move on-chain next year.