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Decentralized lending protocol Clearpool announced it is working with Ripple and credit solutions firm Cicada Credit to develop an institutional lending platform based on the XRP Ledger, according to Crypto Briefing. The platform would use Clearpool’s lending protocol and Ripple’s blockchain technology, with the goal of expanding the XRP Ledger’s utility, although activation of the platform remains at the proposal stage and regulatory and technical hurdles remain.