XRP, the
third-largest cryptocurrency by market cap, tumbled 5% on Monday, 18 August
2025, sliding to $2.94 and breaking below the key psychological mark of $3 for
the first time in nearly two weeks. The pullback reflects a wider downturn in
crypto markets, with major tokens like Bitcoin (BTC) and Ethereum (ETH) also
shedding value as traders lock in profits after recent rallies.
In this article, drawing on my years of experience as a cryptocurrency analyst and trader, I explain why the price of XRP is falling today, provide a technical analysis of the XRP/USDT chart, and present the latest XRP price forecasts for the coming years.
Data from
leading exchanges shows that XRP price began the day trading just above $3, but
selling pressure intensified during the early morning Asian and European trading hours. The
steep decline tracked similar moves in peer coins, with Solana (SOL), Dogecoin
(DOGE), and Cardano (ADA) posting daily drops between 4% and 6%. Bitcoin
slipped to $115,000, marking an 11-day low amid nearly $500 million in
liquidations across the crypto sector.
Market
analysts point to profit-taking as the primary factor weighing on
XRP. After a sharp run-up in July and early August, nearly 94% of XRP holders
sat on gains, an overheated setup that historically has triggered corrections
as traders rush to capture profits. The latest sell-off comes on the heels of a
record $12.4 billion in daily XRP trading volume last week, following Ripple’s
resolution of its lengthy legal battle with the SEC.
XRP price is falling today. Source: CoinMarketCap
Technical
signals have flipped bearish. Increased trading volumes below $3, a fall in net
longs, and rising short interest point to further downside risk. Analysts
highlight $2.85 as a critical support level, with a major demand wall around
$2.81 where 1.7 billion XRP were previously accumulated. If the slide
accelerates, the next support may be found near $2.70.
Macro and Market
Correlations Shape Moves
The
weekend’s quiet U.S. trading session left cryptocurrency prices vulnerable to
volatility as Asian and European markets opened. Broader macro uncertainty, ranging
from a potential Federal Reserve rate cut in September to unresolved
geopolitical tension between the U.S., Russia, and Ukraine, has driven traders
to lighten positions.
Crypto’s
close links with equities proved significant, with many investors awaiting
retail earnings reports from companies like Walmart, Lowe’s, and Target.
Comments from BTSE’s Jeff Mei reflected the mood: “Markets didn’t see much
movement over the weekend, so we’d expect cryptocurrencies to trade in line
with stocks when the US market opens later today.”
At the same
time, Bitcoin’s narrative as “digital gold” faces fresh scrutiny. Central banks
have ramped up gold buying to hedge against macro shocks, driving bullion to
record highs, while Bitcoin and other cryptocurrencies remain tethered to
risk-on sentiment. This divergence has led some traders to rotate out of
digital assets and into gold as geopolitical risks intensify.
Source: Gold.org
Routine Token Releases and
Institutional Positioning Influencing Sentiment
XRP’s
correction has been compounded by Ripple’s routine monthly release of 1 billion
tokens from escrow, a practice that sometimes injects selling fears, even as
Ripple executives clarify its regularity. On-chain data shows some large
holders rebalancing portfolios and reducing exposure at recent highs.
Derivatives
data paints a mixed picture. Open interest is cooling off as longs bail, but
some “whale” addresses have added thousands of tokens in recent days, betting
on support holding firm in the mid-$2 range.
You may also like: Why Bitcoin Price Is Surging Today? Bulls Target $140K BTC as Crypto Rally Accelerates
XRP Technical Analysis Suggests
$5 Bullish Target
Despite the
current market stagnation, my technical analysis suggests that XRP is holding
significant support, and the structure of the daily chart may lead to strong
gains of several dozen percent toward new all-time highs, as shown in the chart
below. Monday’s declines in XRP stopped at a key confluence of supports: the
50-day exponential moving average (50 EMA), which has already acted as support
three times since July, preventing deeper depreciation, and the horizontal
level around $2.94, defined by local peaks from March of this year.
At the same
time, additional support is provided by the rising trendline, which forms part
of a bullish pennant pattern originating from the late-June lows. If XRP
manages to break out of the current setup to the upside, the measured target
based on the length of the pennant’s mast falls just below the round level of
$5. To get there, however, XRP must first overcome two key horizontal
resistances: around $3.31, the highs from January, and $3.65, this year’s peak.
XRP technical analysis and potential move to $5. Source: Tradingview.com
How do
other analysts and major financial institutions view the situation, and do
their perspectives and forecasts align with my technical analysis?
What’s Next? XRP Price
Prediction
Standard
Chartered, a major multinational bank, is one of the most visible names in
digital asset price forecasting. The bank currently projects that XRP could
reach $5.50 by the end of 2025, $8.00 in 2026, and up to $12.50 by 2028. Their
bullish stance draws on recent regulatory clarity, anticipated inflows from a
potential spot ETF in the United States, and Ripple’s efforts to expand
cross-border payments.
Popular
independent analysts provide price targets for XRP ranging from $3.12–$4.45
by the end of August 2025, up through $5.00–$8.00 by year-end. Some see
even loftier targets, like $10 or higher, should broader crypto markets rally
and the tokenization trend accelerate.
Machine
learning platforms, technical pattern watchers, and digital asset forecasting
models generally suggest more conservative scenarios, projecting XRP
between $3.12 and $5.53 for 2025, depending on regulatory events and
adoption trends.
XRP Price Prediction Table 2025, 2026, 2027, 2028
Source / Analyst
Price Target
Date / Timeframe
Notes
Standard Chartered Bank
$5.50
End of 2025
Major bank forecast
Standard Chartered Bank
$8.00
End of 2026
Medium-term target
Standard Chartered Bank
$12.50
End of 2028
Long-term forecast
XPMarket / Mr. Xoom
$6.00 – $8.00
August 2025
Analyst projection, bullish
TradingView ML Models
$3.12
August 31, 2025
Machine learning prediction
Finance Magnates Technical Analysis
$3.12 – $5.53
2025
Conservative / Fibonacci extension
Changelly
$3.02 – $3.16
August 2025
Crypto analyst forecast
GOV Capital
$4.78
One year
Bullish model forecast
Peter Brandt (Analyst)
$4.47
Coming months
Technical pattern analysis
Tony Severino
$13.00
40 days
Very bullish scenario
Founder
of X DAO (Fencer)
$5.20 – $6.50
Next 3-6 months
Short-term bullish
CoinCodex
$2.96 – $3.49
September 2025
Month-by-month forecast
Economic Times (Models)
$3.12 – $4.45
August 2025
Short-term model consensus
Finder Panel
$1.05
End of 2025
Conservative panel consensus
EGRAG Crypto (Analyst)
$5.50
2025
Fibonacci pattern analysis
Most
forecasts cite regulatory clarity after Ripple’s SEC case, potential
ETF approval, and growth in institutional adoption as the main
drivers for higher XRP prices. Technical models identify key support levels
above $3 and look for decisive bullish breaks above $3.60 and $4.00 to trigger
fast upside. Extremely bullish cases envision new all-time highs in the $6–$8
range or more if the entire crypto market surges.
Conversely,
more conservative models highlight choppy sentiment, lack of major catalysts,
and the risk of profit-taking, suggesting XRP could trade sideways near its
current range in the coming months.
Some
long-term holders see the current dip as a buying opportunity. But with
regulatory headlines, technical signals and macro uncertainty all swirling,
many investors are content to wait for clearer direction before deploying new
capital.
XRP News FAQ
Why Is XRP Falling Down?
XRP is
dropping mostly due to heavy profit-taking by traders after its recent rally.
As prices soared in July and early August, a large number of holders chose to
lock in gains, causing selling pressure. The correction has been amplified by
wider uncertainty in the cryptocurrency markets, with Bitcoin and other major
coins also moving lower. Additional factors such as regular token releases and
cautious investor sentiment around global macro events are contributing to the
slide.
Is XRP Going To Go Up
Again?
XRP could
bounce back if broader crypto sentiment improves or new positive catalysts
appear, such as regulatory progress or strong institutional inflows. Technical
analysis points to key support just below $3, which could stabilize the price
in the short term. If crypto markets regain momentum or XRP clears new
resistance levels, the asset may attempt another run higher. However, further
selling or wider market volatility could keep prices subdued.
Is XRP Worth Holding?
Whether XRP
is worth holding depends on your investment outlook and risk tolerance. Many
analysts highlight its unique position in payments technology and ongoing
partnerships as long-term strengths. However, price swings are common, with
sentiment often driven by news, technical levels, and broader crypto trends.
Some investors view the current dip as an entry point, while others prefer to
wait for clearer signs of recovery.
Will XRP Reach $5 by End
of 2025?
Forecasts
for XRP are split. Major banks like Standard Chartered see a path to $5.50 by
the end of 2025, citing regulatory clarity and potential ETF flows. Several
analysts and technical models also set targets above $5 if institutional
interest expands and market conditions improve. On the other hand, some models
forecast lower outcomes, especially if macro headwinds persist or investor
interest wanes. XRP reaching $5 is possible, but not guaranteed—investors
should track unfolding news and weigh up risks.
XRP, the
third-largest cryptocurrency by market cap, tumbled 5% on Monday, 18 August
2025, sliding to $2.94 and breaking below the key psychological mark of $3 for
the first time in nearly two weeks. The pullback reflects a wider downturn in
crypto markets, with major tokens like Bitcoin (BTC) and Ethereum (ETH) also
shedding value as traders lock in profits after recent rallies.
In this article, drawing on my years of experience as a cryptocurrency analyst and trader, I explain why the price of XRP is falling today, provide a technical analysis of the XRP/USDT chart, and present the latest XRP price forecasts for the coming years.
Data from
leading exchanges shows that XRP price began the day trading just above $3, but
selling pressure intensified during the early morning Asian and European trading hours. The
steep decline tracked similar moves in peer coins, with Solana (SOL), Dogecoin
(DOGE), and Cardano (ADA) posting daily drops between 4% and 6%. Bitcoin
slipped to $115,000, marking an 11-day low amid nearly $500 million in
liquidations across the crypto sector.
Market
analysts point to profit-taking as the primary factor weighing on
XRP. After a sharp run-up in July and early August, nearly 94% of XRP holders
sat on gains, an overheated setup that historically has triggered corrections
as traders rush to capture profits. The latest sell-off comes on the heels of a
record $12.4 billion in daily XRP trading volume last week, following Ripple’s
resolution of its lengthy legal battle with the SEC.
XRP price is falling today. Source: CoinMarketCap
Technical
signals have flipped bearish. Increased trading volumes below $3, a fall in net
longs, and rising short interest point to further downside risk. Analysts
highlight $2.85 as a critical support level, with a major demand wall around
$2.81 where 1.7 billion XRP were previously accumulated. If the slide
accelerates, the next support may be found near $2.70.
Macro and Market
Correlations Shape Moves
The
weekend’s quiet U.S. trading session left cryptocurrency prices vulnerable to
volatility as Asian and European markets opened. Broader macro uncertainty, ranging
from a potential Federal Reserve rate cut in September to unresolved
geopolitical tension between the U.S., Russia, and Ukraine, has driven traders
to lighten positions.
Crypto’s
close links with equities proved significant, with many investors awaiting
retail earnings reports from companies like Walmart, Lowe’s, and Target.
Comments from BTSE’s Jeff Mei reflected the mood: “Markets didn’t see much
movement over the weekend, so we’d expect cryptocurrencies to trade in line
with stocks when the US market opens later today.”
At the same
time, Bitcoin’s narrative as “digital gold” faces fresh scrutiny. Central banks
have ramped up gold buying to hedge against macro shocks, driving bullion to
record highs, while Bitcoin and other cryptocurrencies remain tethered to
risk-on sentiment. This divergence has led some traders to rotate out of
digital assets and into gold as geopolitical risks intensify.
Source: Gold.org
Routine Token Releases and
Institutional Positioning Influencing Sentiment
XRP’s
correction has been compounded by Ripple’s routine monthly release of 1 billion
tokens from escrow, a practice that sometimes injects selling fears, even as
Ripple executives clarify its regularity. On-chain data shows some large
holders rebalancing portfolios and reducing exposure at recent highs.
Derivatives
data paints a mixed picture. Open interest is cooling off as longs bail, but
some “whale” addresses have added thousands of tokens in recent days, betting
on support holding firm in the mid-$2 range.
You may also like: Why Bitcoin Price Is Surging Today? Bulls Target $140K BTC as Crypto Rally Accelerates
XRP Technical Analysis Suggests
$5 Bullish Target
Despite the
current market stagnation, my technical analysis suggests that XRP is holding
significant support, and the structure of the daily chart may lead to strong
gains of several dozen percent toward new all-time highs, as shown in the chart
below. Monday’s declines in XRP stopped at a key confluence of supports: the
50-day exponential moving average (50 EMA), which has already acted as support
three times since July, preventing deeper depreciation, and the horizontal
level around $2.94, defined by local peaks from March of this year.
At the same
time, additional support is provided by the rising trendline, which forms part
of a bullish pennant pattern originating from the late-June lows. If XRP
manages to break out of the current setup to the upside, the measured target
based on the length of the pennant’s mast falls just below the round level of
$5. To get there, however, XRP must first overcome two key horizontal
resistances: around $3.31, the highs from January, and $3.65, this year’s peak.
XRP technical analysis and potential move to $5. Source: Tradingview.com
How do
other analysts and major financial institutions view the situation, and do
their perspectives and forecasts align with my technical analysis?
What’s Next? XRP Price
Prediction
Standard
Chartered, a major multinational bank, is one of the most visible names in
digital asset price forecasting. The bank currently projects that XRP could
reach $5.50 by the end of 2025, $8.00 in 2026, and up to $12.50 by 2028. Their
bullish stance draws on recent regulatory clarity, anticipated inflows from a
potential spot ETF in the United States, and Ripple’s efforts to expand
cross-border payments.
Popular
independent analysts provide price targets for XRP ranging from $3.12–$4.45
by the end of August 2025, up through $5.00–$8.00 by year-end. Some see
even loftier targets, like $10 or higher, should broader crypto markets rally
and the tokenization trend accelerate.
Machine
learning platforms, technical pattern watchers, and digital asset forecasting
models generally suggest more conservative scenarios, projecting XRP
between $3.12 and $5.53 for 2025, depending on regulatory events and
adoption trends.
XRP Price Prediction Table 2025, 2026, 2027, 2028
Source / Analyst
Price Target
Date / Timeframe
Notes
Standard Chartered Bank
$5.50
End of 2025
Major bank forecast
Standard Chartered Bank
$8.00
End of 2026
Medium-term target
Standard Chartered Bank
$12.50
End of 2028
Long-term forecast
XPMarket / Mr. Xoom
$6.00 – $8.00
August 2025
Analyst projection, bullish
TradingView ML Models
$3.12
August 31, 2025
Machine learning prediction
Finance Magnates Technical Analysis
$3.12 – $5.53
2025
Conservative / Fibonacci extension
Changelly
$3.02 – $3.16
August 2025
Crypto analyst forecast
GOV Capital
$4.78
One year
Bullish model forecast
Peter Brandt (Analyst)
$4.47
Coming months
Technical pattern analysis
Tony Severino
$13.00
40 days
Very bullish scenario
Founder
of X DAO (Fencer)
$5.20 – $6.50
Next 3-6 months
Short-term bullish
CoinCodex
$2.96 – $3.49
September 2025
Month-by-month forecast
Economic Times (Models)
$3.12 – $4.45
August 2025
Short-term model consensus
Finder Panel
$1.05
End of 2025
Conservative panel consensus
EGRAG Crypto (Analyst)
$5.50
2025
Fibonacci pattern analysis
Most
forecasts cite regulatory clarity after Ripple’s SEC case, potential
ETF approval, and growth in institutional adoption as the main
drivers for higher XRP prices. Technical models identify key support levels
above $3 and look for decisive bullish breaks above $3.60 and $4.00 to trigger
fast upside. Extremely bullish cases envision new all-time highs in the $6–$8
range or more if the entire crypto market surges.
Conversely,
more conservative models highlight choppy sentiment, lack of major catalysts,
and the risk of profit-taking, suggesting XRP could trade sideways near its
current range in the coming months.
Some
long-term holders see the current dip as a buying opportunity. But with
regulatory headlines, technical signals and macro uncertainty all swirling,
many investors are content to wait for clearer direction before deploying new
capital.
XRP News FAQ
Why Is XRP Falling Down?
XRP is
dropping mostly due to heavy profit-taking by traders after its recent rally.
As prices soared in July and early August, a large number of holders chose to
lock in gains, causing selling pressure. The correction has been amplified by
wider uncertainty in the cryptocurrency markets, with Bitcoin and other major
coins also moving lower. Additional factors such as regular token releases and
cautious investor sentiment around global macro events are contributing to the
slide.
Is XRP Going To Go Up
Again?
XRP could
bounce back if broader crypto sentiment improves or new positive catalysts
appear, such as regulatory progress or strong institutional inflows. Technical
analysis points to key support just below $3, which could stabilize the price
in the short term. If crypto markets regain momentum or XRP clears new
resistance levels, the asset may attempt another run higher. However, further
selling or wider market volatility could keep prices subdued.
Is XRP Worth Holding?
Whether XRP
is worth holding depends on your investment outlook and risk tolerance. Many
analysts highlight its unique position in payments technology and ongoing
partnerships as long-term strengths. However, price swings are common, with
sentiment often driven by news, technical levels, and broader crypto trends.
Some investors view the current dip as an entry point, while others prefer to
wait for clearer signs of recovery.
Will XRP Reach $5 by End
of 2025?
Forecasts
for XRP are split. Major banks like Standard Chartered see a path to $5.50 by
the end of 2025, citing regulatory clarity and potential ETF flows. Several
analysts and technical models also set targets above $5 if institutional
interest expands and market conditions improve. On the other hand, some models
forecast lower outcomes, especially if macro headwinds persist or investor
interest wanes. XRP reaching $5 is possible, but not guaranteed—investors
should track unfolding news and weigh up risks.
