What Will XRP Be Worth in 2028? Exploring Three Scenarios Starting at $1.41

• XRP-USD

Quick Read

• XRP has crashed 61% from its $3.65 peak to $1.41, leaving its 2028 price outlook spread across three sharply different scenarios.

• The moderate 2028 target of $2.15 hinges on XRP holding its 3.16% crypto market share as the total market recovers to $4.3 trillion.

• Mirroring its 2018 post-peak collapse, an 80% drop from the high would send XRP to $0.73 by 2028.

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XRP (CRYPTO:XRP) is trading at about $1.41, down about 61% from its July 2025 peak of $3.65. The cryptocurrency has fallen 41% over the past year and 6.4% in the past week, despite a strong 39% surge over the last two months.

So, what does the future hold for XRP, and which scenario is most likely? Let’s break it down.

XRP’s Market Value Sets the Math for Every 2028 Scenario

To understand XRP’s potential value in 2028, we start with market capitalization. We calculate it by multiplying the coin’s price by the total number of coins in circulation, giving us an estimate of the asset’s overall value. Currently, XRP’s market value stands at about $89 billion, with around 63.1 billion coins in circulation.

Analysts often rely on market valuation to test future prices. As market value rises, it usually requires new investment to fuel growth. The total cryptocurrency market is valued at roughly $2.81 trillion, and XRP represents about 3.16% of that.

We will explore three scenarios, each based on a different assumption but keeping other factors constant for easy comparison. Notably, we will use the current supply for calculations. However, Ripple will continue releasing more XRP into circulation over time, which could affect market values.

Scenario One Puts XRP at $2.15 if Its Market Share Holds

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Source: finance.yahoo.com