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October 9, 2026 12:41 pm
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The European Central Bank is considering launching a digital euro in the second half of 2029, with plans to make it usable from the outset for all online merchants across the eurozone, some offline retail payments, and peer-to-peer transfers, according to internal ECB presentation materials.
The materials indicate offline retail payments and person-to-person transfers would be designed to work regardless of internet connectivity. The ECB is also reviewing whether to add offline in-store payments, which were not included in the initial launch plan. Specific timing and the final scope of services have not yet been determined.