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XRP Ledger Foundation community leader and validator Vet has unveiled amendments to introduce native lending and privacy features for XRP holders, outlining plans to build an in-house DeFi stack that would operate directly at the network level without external smart contracts or bridges, U.Today reported.
The XLS-65 and XLS-66 amendments cover a native lending protocol, while XLS-0096 addresses privacy and delegation of authority, and XLS-70 covers digital identity verification.