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Anyone holding crypto-assets in Germany needs a complete record of every transaction for their tax return: date, time, type of event, quantity, the euro rate at the moment of the trade and the platform. Doing that by hand becomes barely feasible beyond a few hundred entries. That is precisely why tax software for crypto-assets exists, and why it is worth looking at what these programs cost.
This article is not a test. We did not create user accounts and we did not generate any tax reports. What follows is a comparison of prices and features based on the public pricing pages. cryptoticker.io compiled this survey itself on August 14, 2026.
Crypto tax software: why the price depends on the transaction count
The pricing logic is the same at all four providers surveyed, even where the tariffs carry different names. You pay according to the number of transactions in the relevant tax year; neither the value of the portfolio nor the number of connected exchanges plays any part. Blockpit states this explicitly on its pricing page.
That has an uncomfortable consequence for anyone who moves a lot. Someone holding 800 euros in Bitcoin who buys more each month lands in the cheapest tariff with twelve entries. Someone actively reallocating the same money, collecting staking rewards and running DeFi positions <a href="https://xpertsstudio.com/nfl-prediction-market-volume-reaches-167-8m-in-week-ending-august-16/” title=”NFL Prediction Market Volume Reaches $167.8M in Week Ending August 16″>reaches four-figure transaction counts and pays a multiple of it.
A second difference costs more money over time than the tariff level itself: some providers sell a one-off purchase per tax year, others an annual subscription. With a one-off purchase you pay only for the years in which you actually have something to declare; a subscription keeps running until you cancel.
Blockpit: one-off purchase per tax year from 49 to 549 euros
Blockpit sells the tax report as a one-off purchase per tax year. The scale on the German pricing page runs to five levels: Small with 50 transactions for 49 euros, Medium with 1,000 transactions for 99 euros, Large with 3,000 transactions for 149 euros, X-Large with 10,000 transactions for 229 euros and XX-Large for anything above that at 549 euros.
Portfolio tracking itself is free to use; payment falls due only when the report for a tax year is to be generated. Two add-ons are not included in the base price: Blockpit Plus costs 3.99 euros a month, is billed as an annual subscription at 47.90 euros and renews automatically according to the pricing page. Proof of the origin of funds, with which you can demonstrate to banks and exchanges where your holdings came from, costs 19.99 euros per credit.
Relevant for German users: on its pricing page, Blockpit names the official rules issued by the German Federal Ministry of Finance as its basis and lists Germany in the group of ten countries for which tax optimisation and official tax forms are available; overall the provider speaks of tax reports for more than 100 countries. On top of that comes a CSV export for common tax programs such as WISO Steuer.
Divly: four price tiers, graduated by transaction volume
Divly likewise bills once per tax year and advertises that you pay only for the years in which you have to declare. Four tiers appear on the German pricing page: Free for 0 euros, Essentials for 39 euros, Expert-Check for 99 euros and Rundum-sorglos for 599 euros.
The three paid tiers are themselves graduated by transaction volume, in the brackets up to 100, up to 1,000, up to 10,000 and up to 100,000 transactions in the tax year. The price quoted is therefore the entry price for the tier and not the final price for every volume. Portfolio tracking remains free regardless of the transaction count.
Waltio: annual subscription from 39 to 999 euros with an ELSTER guide
Waltio works with a subscription. The German pricing page lists five tiers along with the associated annual transaction limit: Free for 0 euros without tax-relevant transactions, Lite for 39 euros with 50 transactions, Starter for 99 euros with up to 1,000 transactions, Smart for 249 euros with 10,000 transactions and Unlimited for 999 euros.
What is interesting about Waltio is less the price than the distribution of features across the tiers. DeFi tracking and automatic profit and loss calculation are absent from the lower tariffs, and guidance on the tax return begins only at the middle tier. Proof of the origin of funds and support during a tax audit are available in the most expensive tariff alone. For the German market, Waltio maintains its own ELSTER guide.
Coinpanda: prices in US dollars and no German tax form
Coinpanda stands out on two counts. First, the provider bills in US dollars: Hodler costs $79 a year for 100 transactions, Trader $149 for 1,000, Pro $249 for 3,000 and Satoshi $389 for 20,000 transactions. Anyone going beyond that tops up the limit at $0.69 per additional 100 transactions. According to the pricing page, the transactions of the preceding calendar year are the ones counted.
Second, and this weighs more heavily for German investors: in its frequently asked questions, Coinpanda states that it supports all countries permitting FIFO, LIFO or ACB as the method for determining acquisition costs. Beyond that, the provider names eight countries with dedicated, specific support: the United States, Canada, Australia, the United Kingdom, France, Italy, Ireland and Japan, plus more than 60 others in general form. Germany does not appear on that list.
Since Germany permits FIFO, it falls under the general support. On the page surveyed, however, the provider does not promise a form tailored to the German Annex SO. That is a question of fit rather than a defect in the program. Anyone expecting the finished German form should ask the provider about this point before buying.
Crypto tax tools and portfolio trackers at a glance
Prices side by side: what 1,000 transactions cost at each provider
Comparing tariff names is misleading, because every provider draws the lines differently. We therefore take a fixed quantity: 1,000 transactions in a tax year, because that mark forms a tariff boundary of its own at three of the four providers.
| Provider | Tariff at 1,000 transactions | Price | Billing |
|---|---|---|---|
| Blockpit | Medium | 99 euros | one-off per tax year |
| Divly | Expert-Check, bracket up to 1,000 | from 99 euros | one-off per tax year |
| Waltio | Starter | 99 euros | annual subscription |
| Coinpanda | Trader | $149 | per year |
Three of the four providers land at 99 euros, which looks like an established market price for the middle group of users. The difference lies elsewhere: at Blockpit and Divly the payment is settled with the tax year, while at Waltio it continues as a subscription. Over five years in which you have something to declare only twice, that adds up to around 300 euros.
Price alone, however, is not decisive. A pricing page tells you nothing about how reliably the import from a particular exchange works; in practice that counts for more than twenty euros of tariff difference. Check before buying whether your trading venues are connected. Knowing which regulated crypto exchanges are available in Germany helps more here than any price table.
Seven of thirteen pricing pages blocked automated retrieval
Disclosing the method includes saying what did not work. On August 14, 2026 we retrieved thirteen pricing pages from providers of crypto tax software. Six returned HTTP status 200 and could be evaluated. Seven responded with status 403, including on a second attempt with a browser identifier and cookie storage.
The pricing pages of CoinTracking, Koinly, CoinTracker, Accointing, CryptoTaxCalculator, Awaken.tax and TokenTax could not be retrieved. That is expressly not a reproach: protection against automated access is customary among commercial providers, and in a browser these pages are perfectly reachable for you. For a survey such as this one, however, it means we can say nothing about the prices of those seven providers that we saw for ourselves. We therefore quote no figures for them.
Of the six reachable pages we evaluated four: Blockpit, Divly, Waltio and Coinpanda. Kryptos and Recap did return status 200 but are plainly not aimed at German form requirements and were left out. The sample therefore covers four providers and is not a market overview. Pricing pages also change without notice: everything above reflects the position on August 14, 2026.
FIFO, holding period and Annex SO: what the software must manage for the tax office
Whether a program costs 49 or 249 euros is secondary if the figures it produces at the end are ones the tax office will not accept. Three requirements are therefore worth checking before you commit.
First, the method for determining acquisition costs. In Germany, crypto-assets are regularly calculated on a FIFO basis, meaning on the principle that the units acquired first count as the ones disposed of first. A program that calculates only on average costs is no help here.
Second, the holding period. Under Section 23 of the German Income Tax Act, gains from private disposal transactions remain tax-free where more than one year lies between acquisition and disposal. The software has to be able to track that period for each component of your holdings, otherwise you will be calculating gains that are not taxable at all. How contested the rule is politically appears in our comparison of the two tax models.
Third, the output. Since the 2026 tax year, Annex SO has contained dedicated lines for crypto-assets. A program that hands you nothing but a column of figures, without assigning them to the lines of the form, merely shifts the work further back.
Regulated crypto exchanges with permanent data export
DAC8 and the Crypto-Asset Tax Transparency Act: why documentation counts now
The timing of this question is no accident. Since January 1, 2026, Germany has applied the Crypto-Asset Tax Transparency Act, which implements the EU directive DAC8. Providers registered in the EU report their customers’ transaction data automatically to the tax authorities from that point; the first transmission to the tax administrations is scheduled for 2027.
For the current tax year, that creates for the first time a body of data the tax office receives independently of your return. Anyone who only assembles their own figures in the summer of 2027 will be assembling them against a data set that has long been on file. That is why the choice of program is due now rather than at the filing date: the software has to cover the whole of 2026, and the earlier it runs, the fewer events you have to reconstruct retrospectively.
Reconstruction becomes awkward with trading venues that no longer exist later on. Anyone who held assets on an exchange that ceases operations or removes tokens from trading often never sees the export button again afterwards. Pull the transaction data out while access still exists. The same applies to holdings you transfer to your own hardware wallet: a transfer between your own addresses is not a sale for tax purposes, but it does have to be documented.
What a tax program does not do
One limit should be clear: the programs calculate, they do not advise. Wherever things depart from simple buy-and-sell logic, they make assumptions. Staking, lending, airdrops, hard forks, liquidity pools and derivatives are among the areas where the tax treatment can be contested in an individual case. Anyone holding meaningful amounts of these in their portfolio should have the result reviewed by a tax adviser.
Choosing crypto tax software: what to take away
- Count your transactions first, then look for the tariff. The price hangs on that one figure, and most providers show it to you in the free portfolio tracking before you pay anything. Which programs offer this and which interfaces they bring with them appears in our overview of crypto tax tools and portfolio trackers.
- Weigh the one-off purchase against the subscription. If you have something to declare only in individual years, buying per tax year is the cheaper option over several years. Work the case through for your own holding period, and secure the holdings meant to sit for longer on a suitable hardware wallet.
- Secure the data from your trading venues before you need it. Export the transaction history of every exchange you were active on and keep it independently of the program. If you are tidying up anyway, it is worth checking against the regulated crypto exchanges, where the data export stays permanently available.
(As of August 14, 2026. This article is not investment advice. Prices and fee structures change; check the terms with the provider before you buy.)
Transparency note: This article was produced with the assistance of artificial intelligence and reviewed by our editorial team before publication. All figures and claims were checked against the primary
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Source: cryptoticker.io